Make wise investments.

"...in the house of the wise are stores of choice food and oil." - Proverbs 21:20

Thinking of investing when you are barely surviving seems ridiculous. If you wait to invest after you have spent all your money, forget it -   you won’t have any money left to invest. Any cash flow advisor will advise you to do your investing first and live on the rest.

How do you make wise investments?

1. Listen to wise counsel.  Sometimes it's hard to know where financial advisors are coming from: are they trying to sell you something, or get you to sell something, or will they simply rob you blind? You must find sound financial counsel. Listen free (online) to some of the most respected voices in financial planning (click to listen to daily Webcasts): Crown Financial Ministries - - Dave Ramsey

2. Invest in others. It's the only way this world will truly get better. One of the sure signs that we are becoming like God is when we give:  “For God so loved the world that he gave…”  (John 3:16). As we give, we are living God's way. We should give to our church of choice. Churches that are caring for the community are looking out for the well-being of the whole person. They are investing in the well-being of the body, mind and soul. We can’t help one part of a person to the neglect of the whole. A transparent church should be willing to show you their financial statements, talk with you about their philosophies of ministry, and have a controls system that would be in keeping with the best practices of the Evangelical Council of Financial Accountability or similar organizations. Give to a church that is helping your community and, consequently, investing in others. Read more about this concept in your Bible (Malachi 3:10; 2 Corinthians 9:7; 2 Corinthians 8:2-3).

3. Invest in your future. Long-term investment advice must be prayerfully sought and considered. Finding reputable financial planners can come through talking with friends and family members, people within your faith community, or a long-term relationship with your bank. Dave Ramsey advises finding a financial advisor who has the “heart of a teacher and a passion to help others.”  That is to say: Don’t invest in anything you don’t fully understand.  Make sure you understand what you are investing in or DON’T INVEST.

Here is the best formula for how to handle your resources: Give it, save it, live on the rest.  Give at least 10% to your church of choice, set back at least 10% to your investment of choice, and then spend the remaining 80% on your items of choice. 

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